When working with a staffing agency, understanding the benefits offered is critical to making informed decisions about your employment. Staffing agencies often provide benefits such as health insurance, retirement plans, and other perks, but these can vary significantly depending on the agency and the nature of your assignment. Here’s what you need to know before signing a contract.

Health Insurance

Health insurance is one of the most sought-after benefits for workers. Under the Affordable Care Act (ACA), staffing agencies with 50 or more full-time employees are required to offer health insurance to those working an average of 30 hours per week or more. This coverage typically includes medical, dental, and vision insurance. However, eligibility may depend on factors such as the duration of your assignment and your weekly hours worked.  

Key considerations:  

  • Confirm your eligibility for health insurance based on your hours and assignment length.  
  • Ask about premiums, deductibles, and what is included (e.g., dental and vision).  
  • If your hours drop below the threshold or your assignment ends, inquire about continuing coverage through COBRA or other options.  

Retirement Plans

Retirement savings plans, such as 401(k)s, are another valuable benefit offered by some staffing agencies. These plans may include employer-matching contributions, which can significantly boost your savings over time. However, not all agencies provide this benefit, so it’s important to ask upfront.  

Key considerations:  

  • Determine if the agency offers matching contributions and what percentage they match.  
  • Understand how long you need to work before fully owning employer contributions.  
  • Look for features like automatic enrollment or options to roll over funds from previous employers.  

Paid Time Off (PTO)

Some staffing agencies offer paid time off, including vacation days, sick leave, or holiday pay. This benefit is particularly valuable for long-term assignments or temp-to-perm roles where unpaid time off could be a financial burden.  

Key considerations:  

  • Ask how PTO is earned and whether unused days roll over to the next year.  
  • Verify if PTO applies to temporary or contract roles.  

Workers’ Compensation and Disability Insurance

Staffing agencies typically provide workers’ compensation insurance to cover injuries sustained on the job. Some agencies also offer short-term and long-term disability insurance, though this is less common.  

Key considerations:  

  • Confirm what types of injuries or illnesses are covered under workers’ compensation.  
  • Ask if disability insurance is available and whether it’s employer-paid or voluntary.  

Additional Perks

Staffing agencies may also provide other benefits that enhance your employment experience:  

  • Training and Development: Access to certifications or skills training to advance your career.  
  • Employee Assistance Programs (EAPs): Support services for emotional well-being and financial advice.  
  • Temp-to-Perm Opportunities: The chance to transition into a permanent role with full benefits at the client company.  

Questions to Ask Before Signing a Contract

To ensure you fully understand your benefits package, consider asking these questions during discussions with the staffing agency:  

  1. What health insurance options are available, and when does coverage begin?  
  2. Are there any waiting periods for benefits like retirement plans or PTO?  
  3. What happens to my benefits if my assignment ends or my hours decrease?  
  4. Are there additional perks like training programs or employee discounts?  

By clarifying these details upfront, you can make an informed decision about whether a staffing agency aligns with your needs and career goals. Understanding your benefits not only protects you financially but also ensures you maximize the opportunities provided by your employment arrangement.

By partnering with a staffing agency like Gillmann Services, you gain access to not only exciting job opportunities in construction, renewable energy, manufacturing, and marine industries but also a range of benefits designed to support your career and well-being. Whether you’re looking for health insurance, retirement plans, or training opportunities, Gillmann Services is committed to connecting skilled workers with employers who value their expertise.

Ready to take the next step in your career? Contact Gillmann Services today to explore job opportunities and learn more about the benefits we offer to our team members.